Authorize.net
The Authorize.Net Payment Gateway is a secure Internet bridge between merchant businesses and the credit card and electronic
check payment processing networks. We provide merchants with fast, reliable and secure passage for transaction data via a
128-bit Secure Sockets Layer (SSL) Internet Protocol (IP) connection, and manage the complex routing of payment information to
the appropriate credit card processors. See a diagram that illustrates a typical Authorize.Net credit card transaction.
 The Authorize.Net Payment Gateway is available to merchants seven days a week, 24 hours a day. The payment gateway offers many
features and options that can be tailored to specific merchant business models.
Authorize.Net offers several methods for connecting Web sites and point-of-sale (POS) systems to the payment gateway for
submitting transactions. Web merchants can choose the method that is right for them, according to their customization requirements.
Retail and mobile merchants integrate to the payment gateway via third-party hardware and software solutions that have been
certified to Authorize.Net's security and performance standards.
Internet Web Merchants
Advanced Integration Method (AIM) Implementation Guide
Authorize.Net recommends Web merchants implement AIM, a highly secure, merchant-initiated server-to-server connection for
submitting transactions to the payment gateway. AIM provides merchants with a high degree of control over each phase of the
customer's online transaction experience, including the payment form and receipt page. View this guide (PDF)
- Employs industry standard secure data encryption technology - 128-bit Secure Sockets Layer (SSL) protocol.
- Uses transaction key authentication for ultimate security.
- Allows control over all phases of the customer's online transaction experience.
- Configurable transaction response integrates easily with merchant applications.
Simple Integration Method (SIM) Implementation Guide
The Simple Integration Method (SIM) is ideal for Web merchants with basic customization needs. The Authorize.Net Payment
Gateway can handle all the steps in the secure transaction process - payment data collection, data submission and the response
to the customer - while keeping Authorize.Net virtually transparent. View this guide (PDF).
- Payment gateway hosted payment form employs 128-bit SSL data encryption.
- Digital fingerprints enhance security, providing multiple layers of authentication.
- Customize the look and feel of the payment gateway hosted payment form and/or receipt page.
Certified Shopping Carts
Choosing an Authorize.Net certified shopping cart to connect to the payment gateway can be an ideal solution for merchants
with minimal Web development resources or capabilities. Shopping carts are Internet companies that provide payment form
solutions for merchant Web sites. See our Certified Shopping Cart Directory.
- Provides the security of an AIM implementation with minimal Web development.
- Assures compliance with Authorize.Net security and performance standards.
- Choose from over 87 certified solutions.
Mail Order Telephone Order MOTO Merchants
MOTO merchants can submit transactions by logging into the Authorize.Net Merchant Interface and keying information into our
Virtual Terminal, or by using our Batch Upload tool.
- Virtual Terminal and Batch Upload are standard features of the Authorize.Net Payment Gateway.
- A single payment gateway account allows for multiple users across your network or call center.
- The AIM and SIM connection methods make it easy to integrate your proprietary applications to the Authorize.Net Payment Gateway.
Retail & Mobile Merchants
In most cases, retail and mobile merchants simply purchase a certified, ready-to-install POS solution or device that is integrated
to the Authorize.Net Payment Gateway. Technical integration is typically handled by the POS solution provider that sells the POS
system to the merchant, and may include hardware manufacturers, software companies and value-add resellers. Authorize.Net maintains
a POS Solutions Directory for your convenience. Merchants interested in integrating directly to the payment gateway can use the
Card Present connection method.
- Authorize credit card transactions in as little as three seconds, improving customer satisfaction by speeding up checkout lines.
- Internet Protocol (IP) based transaction processing reduces telecom expenses by eliminating multiple dedicated telephone lines.
- Increase productivity by simplifying the integration of payment information into your proprietary applications.
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The Authorize.Net Payment Gateway is available to merchants seven days a week, 24 hours a day. The payment gateway offers many
features and options that can be tailored to specific merchant business models.
